SBA Loans for Scissors & Scotch Franchises
Who actually funds Scissors & Scotch SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Scissors & Scotch SBA loans
Ranked by number of Scissors & Scotch 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Union Bank and Trust Company | 4 | $1.8M | $460K |
| 2 | Old National Bank | 3 | $1.4M | $471K |
| 3 | The Callaway Bank | 2 | $850K | $425K |
| 3 | First National Bank of Omaha | 2 | $303K | $152K |
| 5 | Security National Bank of Omaha | 1 | $736K | $736K |
| 5 | Byline Bank | 1 | $992K | $992K |
| 5 | Wells Fargo Bank National Association | 1 | $500K | $500K |
| 5 | First Commonwealth Bank | 1 | $945K | $945K |
| 5 | Nebraska Bank of Commerce | 1 | $685K | $685K |
| 5 | Peoples Bank | 1 | $450K | $450K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Scissors & Scotch loan in this period, ranked by loan count.
Scissors & Scotch SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NE | 5 | $2.5M | $505K |
| WA | 1 | $992K | $992K |
| NV | 1 | $945K | $945K |
| TN | 2 | $755K | $377K |
| TX | 1 | $736K | $736K |
| GA | 1 | $658K | $658K |
| NC | 1 | $500K | $500K |
| MO | 1 | $500K | $500K |
| IL | 1 | $450K | $450K |
| KS | 1 | $350K | $350K |
| CO | 2 | $303K | $152K |
Scissors & Scotch SBA loans by year
How Scissors & Scotch SBA loans have performed
Outcomes for every funded Scissors & Scotch 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Scissors & Scotch franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Scissors & Scotch deal to a lender currently funding this brand.
Financing a Scissors & Scotch franchise?
We know which lenders are actively funding Scissors & Scotch deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).