SBA Loans for Schmizza Franchises
Who actually funds Schmizza SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2026 to 2026.
Top lenders funding Schmizza SBA loans
Ranked by number of Schmizza 7(a) loans approved since 2026.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Banner Bank | 2 | $100K | $50K |
| 2 | Columbia Bank | 1 | $283K | $283K |
Source: SBA FOIA 7(a) loan-level data, 2026 to 2026. Shows lenders with at least one approved Schmizza loan in this period, ranked by loan count.
Schmizza SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| OR | 3 | $383K | $128K |
Schmizza SBA loans by year
How Schmizza SBA loans have performed
Outcomes for every funded Schmizza 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Schmizzafrom the SBA Franchise Directory
1. Franchisor may not enforce a purchase option on the real estate owned by the franchisee or an affilliate of the franchisee when taken as collateral for an SBA loan. 2. Applicants operating under a Master Franchise Agreement are not eligible for SBA financial assistance.
How to use this
The lenders above have actually closed SBA 7(a) loans for Schmizza franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Schmizza deal to a lender currently funding this brand.
Financing a Schmizza franchise?
We know which lenders are actively funding Schmizza deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).