SBA Loans for Sbarro Franchises
Who actually funds Sbarro SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Sbarro SBA loans
Ranked by number of Sbarro 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Byline Bank | 3 | $1.1M | $367K |
| 2 | America First Federal Credit Union | 1 | $124K | $124K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Sbarro loan in this period, ranked by loan count.
Sbarro SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 1 | $440K | $440K |
| MO | 1 | $440K | $440K |
| MS | 1 | $220K | $220K |
| NV | 1 | $124K | $124K |
Sbarro SBA loans by year
How Sbarro SBA loans have performed
Outcomes for every funded Sbarro 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Sbarrofrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Conditional Assignment and Assumption of Lease and the Rider to Lease may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Sbarro franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Sbarro deal to a lender currently funding this brand.
Financing a Sbarro franchise?
We know which lenders are actively funding Sbarro deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).