SBA Loans for Sandbox VR Franchises
Who actually funds Sandbox VR SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Sandbox VR SBA loans
Ranked by number of Sandbox VR 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Newtek Bank, National Association | 3 | $2.7M | $892K |
| 1 | Atlantic Union Bank | 3 | $3.6M | $1.2M |
| 3 | Climate First Bank | 2 | $2.7M | $1.4M |
| 3 | ConnectOne Bank | 2 | $2.0M | $1.0M |
| 5 | Pathward National Association | 1 | $1.9M | $1.9M |
| 5 | TowneBank | 1 | $1.1M | $1.1M |
| 5 | Everwise Credit Union | 1 | $1.7M | $1.7M |
| 5 | First Bank of the Lake | 1 | $2.1M | $2.1M |
| 5 | FWBank | 1 | $1.7M | $1.7M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Sandbox VR loan in this period, ranked by loan count.
Sandbox VR SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 3 | $5.3M | $1.8M |
| FL | 2 | $2.7M | $1.4M |
| NJ | 2 | $2.0M | $1.0M |
| NC | 1 | $2.0M | $2.0M |
| TX | 1 | $1.7M | $1.7M |
| AZ | 1 | $1.7M | $1.7M |
| VA | 2 | $1.6M | $811K |
| GA | 2 | $1.4M | $725K |
| MI | 1 | $1.1M | $1.1M |
Sandbox VR SBA loans by year
How Sandbox VR SBA loans have performed
Outcomes for every funded Sandbox VR 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Sandbox VRfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease or Consent to Collateral Assignment & Agreement of Lessor may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Sandbox VR franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Sandbox VR deal to a lender currently funding this brand.
Financing a Sandbox VR franchise?
We know which lenders are actively funding Sandbox VR deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).