SBA Loans for SailTime Franchises
Who actually funds SailTime SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024 to 2025.
Top lenders funding SailTime SBA loans
Ranked by number of SailTime 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Blue Ridge Bank National Association | 1 | $613K | $613K |
| 1 | Gulf Coast Bank and Trust Company | 1 | $519K | $519K |
Source: SBA FOIA 7(a) loan-level data, 2024 to 2025. Shows lenders with at least one approved SailTime loan in this period, ranked by loan count.
SailTime SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 2 | $1.1M | $566K |
SailTime SBA loans by year
How SailTime SBA loans have performed
Outcomes for every funded SailTime 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for SailTime franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your SailTime deal to a lender currently funding this brand.
Financing a SailTime franchise?
We know which lenders are actively funding SailTime deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).