SBA Loans for Ruth's Chris Steak House Franchises
Who actually funds Ruth's Chris Steak House SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2021.
Top lenders funding Ruth's Chris Steak House SBA loans
Ranked by number of Ruth's Chris Steak House 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | IncredibleBank | 2 | $4.8M | $2.4M |
Source: SBA FOIA 7(a) loan-level data, 2021–2021. Shows lenders with at least one approved Ruth's Chris Steak House loan in this period, ranked by loan count.
Ruth's Chris Steak House SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NC | 2 | $4.8M | $2.4M |
Ruth's Chris Steak House SBA loans by year
SBA lender notes for Ruth's Chris Steak Housefrom the SBA Franchise Directory
Franchisor may not enforce the Purchase Option on Real Estate owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for Ruth's Chris Steak House franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Ruth's Chris Steak House deal to a lender currently funding this brand.
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