SBA Loans for Rocky Mountain Chocolate Factory Franchises
Who actually funds Rocky Mountain Chocolate Factory SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Rocky Mountain Chocolate Factory SBA loans
Ranked by number of Rocky Mountain Chocolate Factory 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 7 | $1.7M | $245K |
| 2 | Celtic Bank Corporation | 2 | $976K | $488K |
| 2 | U.S. Bank, National Association | 2 | $1.2M | $589K |
| 4 | Newtek Bank, National Association | 1 | $825K | $825K |
| 4 | Colony Bank | 1 | $150K | $150K |
| 4 | Centennial Bank | 1 | $320K | $320K |
| 4 | Citizens Bank | 1 | $697K | $697K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Rocky Mountain Chocolate Factory loan in this period, ranked by loan count.
Rocky Mountain Chocolate Factory SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MI | 5 | $1.1M | $224K |
| CA | 2 | $976K | $488K |
| UT | 1 | $836K | $836K |
| MN | 1 | $825K | $825K |
| OR | 1 | $697K | $697K |
| OH | 2 | $600K | $300K |
| IA | 1 | $343K | $343K |
| FL | 1 | $320K | $320K |
| NV | 1 | $150K | $150K |
Rocky Mountain Chocolate Factory SBA loans by year
SBA lender notes for Rocky Mountain Chocolate Factoryfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Franchise Addendum to Lease Agreement may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Rocky Mountain Chocolate Factory franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Rocky Mountain Chocolate Factory deal to a lender currently funding this brand.
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