SBA Loans for RestoPros Franchises
Who actually funds RestoPros SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2026.
Top lenders funding RestoPros SBA loans
Ranked by number of RestoPros 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 54 | $8.8M | $162K |
| 2 | First Bank of the Lake | 10 | $2.4M | $245K |
| 3 | United Midwest Savings Bank National Association | 4 | $800K | $200K |
| 4 | Fifth Third Bank | 2 | $209K | $105K |
| 4 | TD Bank, National Association | 2 | $410K | $205K |
| 6 | U.S. Bank, National Association | 1 | $327K | $327K |
| 6 | First National Bank of Pennsylvania | 1 | $416K | $416K |
| 6 | Readycap Lending, LLC | 1 | $267K | $267K |
| 6 | Stock Yards Bank & Trust Company | 1 | $201K | $201K |
| 6 | CDC Small Business Finance Corp. | 1 | $100K | $100K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2026. Shows lenders with at least one approved RestoPros loan in this period, ranked by loan count.
RestoPros SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MI | 4 | $1.1M | $277K |
| TX | 7 | $1.1M | $153K |
| IL | 4 | $1.0M | $256K |
| NY | 5 | $990K | $198K |
| GA | 6 | $904K | $151K |
| OH | 4 | $890K | $223K |
| AZ | 3 | $727K | $242K |
| MO | 4 | $640K | $160K |
| UT | 2 | $631K | $316K |
| CO | 4 | $610K | $153K |
| OK | 4 | $535K | $134K |
| WA | 2 | $462K | $231K |
| FL | 4 | $455K | $114K |
| KY | 3 | $410K | $137K |
| MD | 2 | $410K | $205K |
RestoPros SBA loans by year
How RestoPros SBA loans have performed
Outcomes for every funded RestoPros 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for RestoProsfrom the SBA Franchise Directory
1. Franchisor may not enforce the Purchase Option on Real Estate when owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan. 2. Lender/CDC must ensure they obtain the correct lien position for all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for RestoPros franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your RestoPros deal to a lender currently funding this brand.
Financing a RestoPros franchise?
We know which lenders are actively funding RestoPros deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).