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Franchises›Red Owl Coffee Company
SBA Franchise IDS7312

SBA Loans for Red Owl Coffee Company Franchises

Who actually funds Red Owl Coffee Company SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2025.

8
SBA 7(a) loans
$5.1M
Total approved
$635K
Avg loan size
6
Lenders

Top lenders funding Red Owl Coffee Company SBA loans

Ranked by number of Red Owl Coffee Company 7(a) loans approved since 2022.

#LenderLoansTotal VolumeAvg Loan
1Commercial Banking Company3$1.0M$339K
2Ameris Bank1$760K$760K
2Colony Bank1$1.1M$1.1M
2Pineland Bank1$340K$340K
2Renasant Bank1$1.5M$1.5M
2The Huntington National Bank1$320K$320K

Source: SBA FOIA 7(a) loan-level data, 2022 to 2025. Shows lenders with at least one approved Red Owl Coffee Company loan in this period, ranked by loan count.

Red Owl Coffee Company SBA loans by state

StateLoansTotal VolumeAvg Loan
GA5$3.4M$689K
FL3$1.6M$545K

Red Owl Coffee Company SBA loans by year

FY2022
2
$1.5M
FY2023
5
$2.1M
FY2025
1
$1.5M

How Red Owl Coffee Company SBA loans have performed

Outcomes for every funded Red Owl Coffee Company 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 8
0.0% · SBA paid out on the guaranty
Charged off
0 of 8
0.0% · Written off (part of defaulted)
Paid in full
3 of 8
37.5% · Loan fully repaid
Still active
5 of 8
62.5% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Red Owl Coffee Company franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Red Owl Coffee Company deal to a lender currently funding this brand.

Financing a Red Owl Coffee Company franchise?

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