sbaloanshq
Franchises›Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham
SBA Franchise IDS1400✓ SBA-eligible franchise· listed since 2017

SBA Loans for Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham Franchises

Who actually funds Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

41
SBA 7(a) loans
$115.6M
Total approved
$2.8M
Avg loan size
24
Lenders

Top lenders funding Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham SBA loans

Ranked by number of Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1GBank8$20.1M$2.5M
2First Western SBLC, LLC d/b/a Peachtree Group4$11.5M$2.9M
3Bank of Hope2$8.0M$4.0M
3New Millennium Bank2$4.4M$2.2M
3Wallis Bank2$6.4M$3.2M
3Wells Fargo Bank National Association2$3.3M$1.6M
3Hanmi Bank2$7.2M$3.6M
3Peoples Bank2$4.7M$2.4M
3Metro City Bank2$4.1M$2.0M
10Port 51 Lending LLC1$4.8M$4.8M
10PromiseOne Bank1$2.0M$2.0M
10The Bank of Edison1$1.7M$1.7M
10Touchmark National Bank1$2.3M$2.3M
10US Metro Bank1$5.0M$5.0M
10Western Commerce Bank1$3.3M$3.3M
10Shoreham Bank1$2.8M$2.8M
10Bravera Bank1$500K$500K
10Enterprise Bank & Trust1$2.5M$2.5M
10Golden Bank National Association1$2.4M$2.4M
10Hanover Community Bank1$5.0M$5.0M
10Harvest Small Business Finance, LLC1$2.0M$2.0M
10Lone Star Bank1$2.6M$2.6M
10Millennium Bank1$5.0M$5.0M
10Mountain Pacific Bank1$4.2M$4.2M

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham loan in this period, ranked by loan count.

Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham SBA loans by state

StateLoansTotal VolumeAvg Loan
CO3$12.2M$4.1M
NM3$10.3M$3.4M
MI2$8.9M$4.5M
LA2$7.8M$3.9M
WA2$7.3M$3.6M
NY3$6.5M$2.2M
TX2$5.0M$2.5M
CA1$5.0M$5.0M
ME1$5.0M$5.0M
IL3$4.8M$1.6M
CT1$4.8M$4.8M
KY2$4.7M$2.4M
MS3$4.6M$1.5M
AR2$3.8M$1.9M
VA1$3.5M$3.5M

Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham SBA loans by year

FY2021
18
$46.1M
FY2022
6
$16.6M
FY2023
2
$6.1M
FY2024
6
$18.9M
FY2025
4
$13.3M
FY2026
5
$14.6M

How Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham SBA loans have performed

Outcomes for every funded Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
1 of 63
1.6% · SBA paid out on the guaranty
Charged off
1 of 63
1.6% · Written off (part of defaulted)
Paid in full
32 of 63
50.8% · Loan fully repaid
Still active
30 of 63
47.6% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndhamfrom the SBA Franchise Directory

If Applicant also operates under a management agreement with a third party, Lender/CDC must review the management agreement in accordance with SOP 50 10 to determine if there is affiliation between the Applicant and the management company. The Applicant is not eligible if the management company is, or is affiliated with, the franchisor.

How to use this

The lenders above have actually closed SBA 7(a) loans for Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham deal to a lender currently funding this brand.

Financing a Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham franchise?

We know which lenders are actively funding Ramada / Ramada by Wyndham / Ramada Plaza / Ramada Plaza by Wyndham deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).