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Franchises›Raining Berries
SBA Franchise IDS4879✓ SBA-eligible franchise· listed since 2020

SBA Loans for Raining Berries Franchises

Who actually funds Raining Berries SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.

11
SBA 7(a) loans
$6.5M
Total approved
$589K
Avg loan size
5
Lenders

Top lenders funding Raining Berries SBA loans

Ranked by number of Raining Berries 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Renasant Bank5$3.4M$684K
2Central Bank2$817K$408K
2Gulfside Bank2$910K$455K
4Amerant Bank, National Association1$984K$984K
4Sunshine State Economic Development Corporation1$350K$350K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Raining Berries loan in this period, ranked by loan count.

Raining Berries SBA loans by state

StateLoansTotal VolumeAvg Loan
FL11$6.5M$589K

Raining Berries SBA loans by year

FY2021
2
$817K
FY2022
6
$3.5M
FY2023
1
$806K
FY2024
1
$984K
FY2025
1
$350K

How Raining Berries SBA loans have performed

Outcomes for every funded Raining Berries 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
1 of 11
9.1% · SBA paid out on the guaranty
Charged off
1 of 11
9.1% · Written off (part of defaulted)
Paid in full
1 of 11
9.1% · Loan fully repaid
Still active
9 of 11
81.8% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Raining Berriesfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum and Collateral Assignment of Lease, may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Raining Berries franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Raining Berries deal to a lender currently funding this brand.

Financing a Raining Berries franchise?

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