SBA Loans for Radiant Waxing Franchises
Who actually funds Radiant Waxing SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2026.
Top lenders funding Radiant Waxing SBA loans
Ranked by number of Radiant Waxing 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Centennial Bank | 2 | $1.2M | $586K |
| 1 | Five Star Bank | 2 | $786K | $393K |
| 1 | Idaho Central CU | 2 | $1.9M | $948K |
| 1 | Live Oak Banking Company | 2 | $3.3M | $1.6M |
| 1 | The Huntington National Bank | 2 | $519K | $259K |
| 6 | Manufacturers and Traders Trust Company | 1 | $344K | $344K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2026. Shows lenders with at least one approved Radiant Waxing loan in this period, ranked by loan count.
Radiant Waxing SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 1 | $3.1M | $3.1M |
| ID | 2 | $1.9M | $948K |
| TX | 2 | $1.2M | $586K |
| UT | 2 | $519K | $259K |
| MO | 1 | $436K | $436K |
| CO | 1 | $350K | $350K |
| NY | 1 | $344K | $344K |
| OR | 1 | $150K | $150K |
Radiant Waxing SBA loans by year
How Radiant Waxing SBA loans have performed
Outcomes for every funded Radiant Waxing 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Radiant Waxingfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Rider, may not be executed. 2. Franchisor may not enforce the Purchase Option on Real Estate owned by the franchisee or an affiliate of the franchisee and taken as collateral for the SBA Loan. 3. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Radiant Waxing franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Radiant Waxing deal to a lender currently funding this brand.
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