SBA Loans for Port of Subs Franchises
Who actually funds Port of Subs SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Port of Subs SBA loans
Ranked by number of Port of Subs 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 4 | $1.2M | $308K |
| 1 | Wells Fargo Bank National Association | 4 | $1.7M | $430K |
| 3 | Citizens Bank | 3 | $1.5M | $512K |
| 4 | Idaho Central CU | 1 | $497K | $497K |
| 4 | AMPAC Tri-State CDC, Inc. | 1 | $92K | $92K |
| 4 | Readycap Lending, LLC | 1 | $262K | $262K |
| 4 | U.S. Bank, National Association | 1 | $248K | $248K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Port of Subs loan in this period, ranked by loan count.
Port of Subs SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| AZ | 2 | $890K | $445K |
| CO | 2 | $804K | $402K |
| MD | 2 | $625K | $313K |
| VA | 2 | $605K | $303K |
| TX | 1 | $580K | $580K |
| NV | 2 | $510K | $255K |
| WA | 1 | $500K | $500K |
| ID | 1 | $497K | $497K |
| UT | 1 | $484K | $484K |
| CA | 1 | $92K | $92K |
Port of Subs SBA loans by year
How Port of Subs SBA loans have performed
Outcomes for every funded Port of Subs 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Port of Subsfrom the SBA Franchise Directory
1. When the real estate where the franchisee business is located will secure the SBA-guaranteed loan, the Addendum to Lease Agreement may not be executed. 2. Franchisor may not enforce a Purchase Option on Real estate owned by the franchisee or an affiliate of the franchisee and taken as collateral for an SBA Loan. 3. Applicants operating under a Regional Development Agreement are NOT eligible for SBA assistance.
How to use this
The lenders above have actually closed SBA 7(a) loans for Port of Subs franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Port of Subs deal to a lender currently funding this brand.
Financing a Port of Subs franchise?
We know which lenders are actively funding Port of Subs deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).