SBA Loans for Pizza Ranch Franchises
Who actually funds Pizza Ranch SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2026.
Top lenders funding Pizza Ranch SBA loans
Ranked by number of Pizza Ranch 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | First Merchants Bank | 4 | $11.1M | $2.8M |
| 2 | First Bank of the Lake | 3 | $3.1M | $1.0M |
| 3 | Community Bank of Oelwein | 2 | $619K | $309K |
| 3 | Iowa State Bank | 2 | $1.9M | $935K |
| 5 | United Bank of Iowa | 1 | $220K | $220K |
| 5 | Millennium Bank | 1 | $2.3M | $2.3M |
| 5 | Sunflower Bank National Association | 1 | $694K | $694K |
| 5 | The First National Bank in Sioux Falls | 1 | $306K | $306K |
| 5 | Dacotah Bank | 1 | $135K | $135K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2026. Shows lenders with at least one approved Pizza Ranch loan in this period, ranked by loan count.
Pizza Ranch SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CO | 2 | $4.3M | $2.1M |
| MO | 1 | $4.1M | $4.1M |
| IA | 5 | $2.7M | $542K |
| TN | 1 | $2.7M | $2.7M |
| KY | 1 | $2.4M | $2.4M |
| IL | 1 | $2.3M | $2.3M |
| KS | 3 | $1.4M | $472K |
| SD | 1 | $306K | $306K |
| MN | 1 | $135K | $135K |
Pizza Ranch SBA loans by year
How Pizza Ranch SBA loans have performed
Outcomes for every funded Pizza Ranch 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Pizza Ranch franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Pizza Ranch deal to a lender currently funding this brand.
Financing a Pizza Ranch franchise?
We know which lenders are actively funding Pizza Ranch deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).