SBA Loans for Pinspiration Franchises
Who actually funds Pinspiration SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Pinspiration SBA loans
Ranked by number of Pinspiration 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 4 | $821K | $205K |
| 2 | Lincoln Savings Bank | 2 | $300K | $150K |
| 3 | Hancock Whitney Bank | 1 | $160K | $160K |
| 3 | Arvest Bank | 1 | $125K | $125K |
| 3 | Queensborough National Bank and Trust Company | 1 | $185K | $185K |
| 3 | First State Bank | 1 | $275K | $275K |
| 3 | United Midwest Savings Bank National Association | 1 | $150K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Pinspiration loan in this period, ranked by loan count.
Pinspiration SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| GA | 2 | $335K | $168K |
| MI | 1 | $313K | $313K |
| IA | 2 | $300K | $150K |
| TX | 1 | $275K | $275K |
| MS | 1 | $262K | $262K |
| OH | 2 | $246K | $123K |
| LA | 1 | $160K | $160K |
| AR | 1 | $125K | $125K |
Pinspiration SBA loans by year
How Pinspiration SBA loans have performed
Outcomes for every funded Pinspiration 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Pinspiration franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Pinspiration deal to a lender currently funding this brand.
Financing a Pinspiration franchise?
We know which lenders are actively funding Pinspiration deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).