SBA Loans for Pillar To Post Franchises
Who actually funds Pillar To Post SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Pillar To Post SBA loans
Ranked by number of Pillar To Post 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 3 | $131K | $44K |
| 2 | United Midwest Savings Bank National Association | 2 | $196K | $98K |
| 2 | Readycap Lending, LLC | 2 | $239K | $120K |
| 4 | Hendricks County Bank and Trust Company | 1 | $320K | $320K |
| 4 | The Bancorp Bank National Association | 1 | $101K | $101K |
| 4 | U.S. Bank, National Association | 1 | $155K | $155K |
| 4 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $1.3M | $1.3M |
| 4 | Zions Bank, A Division of | 1 | $92K | $92K |
| 4 | BayFirst National Bank | 1 | $106K | $106K |
| 4 | First Internet Bank of Indiana | 1 | $640K | $640K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Pillar To Post loan in this period, ranked by loan count.
Pillar To Post SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WA | 1 | $1.3M | $1.3M |
| CO | 1 | $640K | $640K |
| IN | 2 | $426K | $213K |
| FL | 3 | $386K | $129K |
| MI | 3 | $159K | $53K |
| OH | 1 | $155K | $155K |
| TX | 1 | $92K | $92K |
| GA | 1 | $76K | $76K |
| TN | 1 | $46K | $46K |
Pillar To Post SBA loans by year
How Pillar To Post SBA loans have performed
Outcomes for every funded Pillar To Post 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Pillar To Postfrom the SBA Franchise Directory
Applicants that operate under a Master Franchise Agreement are NOT eligible for SBA financial assistance.
How to use this
The lenders above have actually closed SBA 7(a) loans for Pillar To Post franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Pillar To Post deal to a lender currently funding this brand.
Financing a Pillar To Post franchise?
We know which lenders are actively funding Pillar To Post deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).