SBA Loans for Piggly Wiggly Franchises
Who actually funds Piggly Wiggly SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Piggly Wiggly SBA loans
Ranked by number of Piggly Wiggly 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Nicolet National Bank | 5 | $5.0M | $1.0M |
| 2 | Bank of Oak Ridge | 3 | $2.0M | $680K |
| 3 | The Stephenson National Bank and Trust | 2 | $977K | $489K |
| 3 | National Exchange Bank and Trust | 2 | $941K | $470K |
| 3 | Waukesha State Bank | 2 | $582K | $291K |
| 3 | Peoples Bank of Alabama | 2 | $1.3M | $646K |
| 7 | Wells Fargo Bank National Association | 1 | $1.1M | $1.1M |
| 7 | The Bancorp Bank National Association | 1 | $1.8M | $1.8M |
| 7 | UMB Bank, National Association | 1 | $4.5M | $4.5M |
| 7 | U.S. Bank, National Association | 1 | $350K | $350K |
| 7 | Bank First, N.A. | 1 | $1.2M | $1.2M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Piggly Wiggly loan in this period, ranked by loan count.
Piggly Wiggly SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WI | 12 | $11.2M | $935K |
| IL | 1 | $2.0M | $2.0M |
| NC | 3 | $2.0M | $680K |
| FL | 1 | $1.8M | $1.8M |
| AL | 2 | $1.3M | $646K |
| GA | 1 | $1.1M | $1.1M |
| TN | 1 | $350K | $350K |
Piggly Wiggly SBA loans by year
How Piggly Wiggly SBA loans have performed
Outcomes for every funded Piggly Wiggly 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Piggly Wiggly franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Piggly Wiggly deal to a lender currently funding this brand.
Financing a Piggly Wiggly franchise?
We know which lenders are actively funding Piggly Wiggly deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).