SBA Loans for PickUp USA Franchises
Who actually funds PickUp USA SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding PickUp USA SBA loans
Ranked by number of PickUp USA 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | First Internet Bank of Indiana | 6 | $4.1M | $680K |
| 1 | The Huntington National Bank | 6 | $1.8M | $305K |
| 3 | Wilmington Savings Fund Society FSB | 5 | $1.4M | $271K |
| 4 | First Bank of the Lake | 3 | $1.2M | $407K |
| 5 | Midwest Regional Bank | 2 | $1.3M | $669K |
| 6 | Newtek Bank, National Association | 1 | $275K | $275K |
| 6 | First National Bank of Pennsylvania | 1 | $489K | $489K |
| 6 | Carter FCU | 1 | $318K | $318K |
| 6 | Readycap Lending, LLC | 1 | $750K | $750K |
| 6 | Telhio Credit Union Inc | 1 | $750K | $750K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved PickUp USA loan in this period, ranked by loan count.
PickUp USA SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 3 | $2.7M | $902K |
| PA | 5 | $1.4M | $271K |
| FL | 3 | $1.3M | $440K |
| CA | 4 | $1.3M | $329K |
| NJ | 2 | $1.0M | $513K |
| MT | 2 | $805K | $403K |
| OH | 1 | $750K | $750K |
| MO | 1 | $744K | $744K |
| CO | 1 | $566K | $566K |
| MI | 2 | $511K | $256K |
| GA | 1 | $494K | $494K |
| TN | 1 | $489K | $489K |
| LA | 1 | $318K | $318K |
PickUp USA SBA loans by year
SBA lender notes for PickUp USAfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum, may not be executed
How to use this
The lenders above have actually closed SBA 7(a) loans for PickUp USA franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your PickUp USA deal to a lender currently funding this brand.
Financing a PickUp USA franchise?
We know which lenders are actively funding PickUp USA deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).