sbaloanshq
Franchises›PIBCOA
SBA Franchise IDS3464

SBA Loans for PIBCOA Franchises

Who actually funds PIBCOA SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2021.

1
SBA 7(a) loans
$150K
Total approved
$150K
Avg loan size
1
Lenders

Top lenders funding PIBCOA SBA loans

Ranked by number of PIBCOA 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Wilmington Savings Fund Society FSB1$150K$150K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2021. Shows lenders with at least one approved PIBCOA loan in this period, ranked by loan count.

PIBCOA SBA loans by state

StateLoansTotal VolumeAvg Loan
NJ1$150K$150K

PIBCOA SBA loans by year

FY2021
1
$150K

How PIBCOA SBA loans have performed

Outcomes for every funded PIBCOA 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 4
0.0% · SBA paid out on the guaranty
Charged off
0 of 4
0.0% · Written off (part of defaulted)
Paid in full
3 of 4
75.0% · Loan fully repaid
Still active
1 of 4
25.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for PIBCOA franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your PIBCOA deal to a lender currently funding this brand.

Financing a PIBCOA franchise?

We know which lenders are actively funding PIBCOA deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).