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FranchisesPhillips 66 Branded Reseller Agreement
SBA Franchise IDS2518

SBA Loans for Phillips 66 Branded Reseller Agreement Franchises

Who actually funds Phillips 66 Branded Reseller Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

38
SBA 7(a) loans
$114.0M
Total approved
$3.0M
Avg loan size
19
Lenders

Top lenders funding Phillips 66 Branded Reseller Agreement SBA loans

Ranked by number of Phillips 66 Branded Reseller Agreement 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Readycap Lending, LLC6$15.2M$2.5M
2Open Bank4$11.0M$2.8M
2Commonwealth Business Bank4$10.0M$2.5M
4US Metro Bank3$8.7M$2.9M
4Bank of Hope3$14.6M$4.9M
6Enterprise Bank & Trust2$6.3M$3.1M
6Celtic Bank Corporation2$7.4M$3.7M
6PCB Bank2$7.3M$3.7M
6Byline Bank2$4.1M$2.0M
10United Business Bank1$2.5M$2.5M
10Mission Valley Bank1$3.2M$3.2M
10Centerstone SBA Lending, Inc.1$5.0M$5.0M
10East West Bank1$3.1M$3.1M
10Meadows Bank1$3.4M$3.4M
10American Continental Bank1$1.1M$1.1M
10Mountain Pacific Bank1$5.0M$5.0M
10Shoreham Bank1$950K$950K
10Southwestern National Bank1$2.6M$2.6M
10Summit State Bank1$2.7M$2.7M

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Phillips 66 Branded Reseller Agreement loan in this period, ranked by loan count.

Phillips 66 Branded Reseller Agreement SBA loans by state

StateLoansTotal VolumeAvg Loan
WA18$61.8M$3.4M
CA16$43.1M$2.7M
OR2$6.6M$3.3M
TX1$1.6M$1.6M
IL1$950K$950K

Phillips 66 Branded Reseller Agreement SBA loans by year

FY2021
13
$32.2M
FY2022
4
$15.8M
FY2023
7
$27.1M
FY2024
4
$11.4M
FY2025
7
$20.6M
FY2026
3
$6.8M

How to use this

The lenders above have actually closed SBA 7(a) loans for Phillips 66 Branded Reseller Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Phillips 66 Branded Reseller Agreement deal to a lender currently funding this brand.

Financing a Phillips 66 Branded Reseller Agreement franchise?

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