SBA Loans for Phillips 66 Branded Reseller Agreement Franchises
Who actually funds Phillips 66 Branded Reseller Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Phillips 66 Branded Reseller Agreement SBA loans
Ranked by number of Phillips 66 Branded Reseller Agreement 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Readycap Lending, LLC | 6 | $15.2M | $2.5M |
| 2 | Open Bank | 4 | $11.0M | $2.8M |
| 2 | Commonwealth Business Bank | 4 | $10.0M | $2.5M |
| 2 | Bank of Hope | 4 | $15.2M | $3.8M |
| 5 | US Metro Bank | 3 | $8.7M | $2.9M |
| 6 | Celtic Bank Corporation | 2 | $7.4M | $3.7M |
| 6 | PCB Bank | 2 | $7.3M | $3.7M |
| 6 | Byline Bank | 2 | $4.1M | $2.0M |
| 6 | Enterprise Bank & Trust | 2 | $6.3M | $3.1M |
| 6 | United Business Bank | 2 | $3.3M | $1.7M |
| 11 | Mission Valley Bank | 1 | $3.2M | $3.2M |
| 11 | American Continental Bank | 1 | $1.1M | $1.1M |
| 11 | Centerstone SBA Lending, Inc. | 1 | $5.0M | $5.0M |
| 11 | East West Bank | 1 | $3.1M | $3.1M |
| 11 | America First Federal Credit Union | 1 | $3.4M | $3.4M |
| 11 | Mountain Pacific Bank | 1 | $5.0M | $5.0M |
| 11 | Shoreham Bank | 1 | $950K | $950K |
| 11 | Southwestern National Bank | 1 | $2.6M | $2.6M |
| 11 | Summit State Bank | 1 | $2.7M | $2.7M |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Phillips 66 Branded Reseller Agreement loan in this period, ranked by loan count.
Phillips 66 Branded Reseller Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| WA | 18 | $61.8M | $3.4M |
| CA | 18 | $44.6M | $2.5M |
| OR | 2 | $6.6M | $3.3M |
| TX | 1 | $1.6M | $1.6M |
| IL | 1 | $950K | $950K |
Phillips 66 Branded Reseller Agreement SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Phillips 66 Branded Reseller Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Phillips 66 Branded Reseller Agreement deal to a lender currently funding this brand.
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