SBA Loans for Pedal Pub Franchises
Who actually funds Pedal Pub SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2024.
Top lenders funding Pedal Pub SBA loans
Ranked by number of Pedal Pub 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Capital Bank, National Association | 3 | $400K | $133K |
| 2 | The Huntington National Bank | 2 | $232K | $116K |
| 3 | Manufacturers and Traders Trust Company | 1 | $180K | $180K |
| 3 | TowneBank | 1 | $250K | $250K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2024. Shows lenders with at least one approved Pedal Pub loan in this period, ranked by loan count.
Pedal Pub SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| KY | 1 | $250K | $250K |
| NC | 2 | $232K | $116K |
| CT | 1 | $180K | $180K |
| GA | 1 | $150K | $150K |
| TX | 1 | $150K | $150K |
| FL | 1 | $100K | $100K |
Pedal Pub SBA loans by year
How Pedal Pub SBA loans have performed
Outcomes for every funded Pedal Pub 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Pedal Pub franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Pedal Pub deal to a lender currently funding this brand.
Financing a Pedal Pub franchise?
We know which lenders are actively funding Pedal Pub deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).