sbaloanshq
FranchisesPearle Vision
SBA Franchise IDS1286

SBA Loans for Pearle Vision Franchises

Who actually funds Pearle Vision SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

26
SBA 7(a) loans
$17.3M
Total approved
$665K
Avg loan size
18
Lenders

Top lenders funding Pearle Vision SBA loans

Ranked by number of Pearle Vision 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Meridian Bank3$1.1M$383K
1First Merchants Bank3$3.2M$1.1M
3Colony Bank2$710K$355K
3Seacoast National Bank2$1.4M$725K
3TD Bank, National Association2$3.2M$1.6M
3The Bancorp Bank National Association2$1.2M$619K
7EagleBank1$750K$750K
7Live Oak Banking Company1$600K$600K
7Northern State Bank of Virginia1$367K$367K
7PNC Bank, National Association1$398K$398K
7Valley National Bank1$260K$260K
7BancFirst1$610K$610K
7Zions Bank, A Division of1$587K$587K
7BankVista1$530K$530K
7Celtic Bank Corporation1$212K$212K
7Citizens Bank, National Association1$1.0M$1.0M
7Commercial Bank of California1$393K$393K
7Dairy State Bank1$624K$624K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Pearle Vision loan in this period, ranked by loan count.

Pearle Vision SBA loans by state

StateLoansTotal VolumeAvg Loan
PA5$3.8M$763K
MA2$2.5M$1.2M
MN4$2.4M$592K
CA3$1.9M$628K
NY1$1.7M$1.7M
FL2$860K$430K
MD1$750K$750K
OK1$610K$610K
KY1$600K$600K
CO1$587K$587K
NJ1$560K$560K
AZ1$393K$393K
VA1$300K$300K
MI1$212K$212K
TX1$150K$150K

Pearle Vision SBA loans by year

FY2021
7
$6.1M
FY2022
5
$2.5M
FY2023
6
$3.1M
FY2024
5
$1.7M
FY2025
2
$1.6M
FY2026
1
$2.3M

How to use this

The lenders above have actually closed SBA 7(a) loans for Pearle Vision franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Pearle Vision deal to a lender currently funding this brand.

Financing a Pearle Vision franchise?

We know which lenders are actively funding Pearle Vision deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).