SBA Loans for Payroll Vault Franchises
Who actually funds Payroll Vault SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2024.
Top lenders funding Payroll Vault SBA loans
Ranked by number of Payroll Vault 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 5 | $680K | $136K |
| 2 | BHCU D/B/A Propell Credit Union | 1 | $125K | $125K |
| 2 | InBank | 1 | $325K | $325K |
| 2 | Readycap Lending, LLC | 1 | $100K | $100K |
Source: SBA FOIA 7(a) loan-level data, 2021–2024. Shows lenders with at least one approved Payroll Vault loan in this period, ranked by loan count.
Payroll Vault SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CO | 1 | $325K | $325K |
| TX | 2 | $250K | $125K |
| NY | 1 | $150K | $150K |
| MI | 1 | $150K | $150K |
| VA | 1 | $150K | $150K |
| PA | 1 | $125K | $125K |
| NJ | 1 | $80K | $80K |
Payroll Vault SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Payroll Vault franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Payroll Vault deal to a lender currently funding this brand.
Financing a Payroll Vault franchise?
We know which lenders are actively funding Payroll Vault deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).