SBA Loans for PayMore Stores Franchises
Who actually funds PayMore Stores SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2026.
Top lenders funding PayMore Stores SBA loans
Ranked by number of PayMore Stores 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | $778K | $130K |
| 2 | Citizens Bank | 5 | $2.2M | $435K |
| 3 | KeyBank National Association | 2 | $413K | $206K |
| 4 | Enterprise Bank & Trust | 1 | $500K | $500K |
| 4 | FWBank | 1 | $281K | $281K |
| 4 | Merchants Bank of Indiana | 1 | $279K | $279K |
| 4 | Mission Valley Bank | 1 | $211K | $211K |
| 4 | Community Choice CU | 1 | $217K | $217K |
Source: SBA FOIA 7(a) loan-level data, 2023 to 2026. Shows lenders with at least one approved PayMore Stores loan in this period, ranked by loan count.
PayMore Stores SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| VA | 6 | $2.0M | $327K |
| KS | 1 | $500K | $500K |
| CA | 3 | $482K | $161K |
| VT | 1 | $443K | $443K |
| WA | 2 | $413K | $206K |
| NJ | 1 | $281K | $281K |
| PA | 1 | $279K | $279K |
| OH | 2 | $274K | $137K |
| IN | 1 | $217K | $217K |
PayMore Stores SBA loans by year
How PayMore Stores SBA loans have performed
Outcomes for every funded PayMore Stores 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for PayMore Storesfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease may not be executed. 2. Lender/CDC must ensure they secure the appropriate lien position on all collateral in accordance with SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for PayMore Stores franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your PayMore Stores deal to a lender currently funding this brand.
Financing a PayMore Stores franchise?
We know which lenders are actively funding PayMore Stores deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).