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Franchises›Panchero’s Mexican Grill
SBA Franchise IDS1271✓ SBA-eligible franchise· listed since 2017

SBA Loans for Panchero’s Mexican Grill Franchises

Who actually funds Panchero’s Mexican Grill SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2023.

4
SBA 7(a) loans
$1.9M
Total approved
$475K
Avg loan size
4
Lenders

Top lenders funding Panchero’s Mexican Grill SBA loans

Ranked by number of Panchero’s Mexican Grill 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Santander Bank, National Association1$667K$667K
1Parke Bank1$388K$388K
1Arvest Bank1$744K$744K
1Morton Community Bank1$100K$100K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2023. Shows lenders with at least one approved Panchero’s Mexican Grill loan in this period, ranked by loan count.

Panchero’s Mexican Grill SBA loans by state

StateLoansTotal VolumeAvg Loan
IL2$844K$422K
MA1$667K$667K
NJ1$388K$388K

Panchero’s Mexican Grill SBA loans by year

FY2021
3
$1.2M
FY2023
1
$744K

How Panchero’s Mexican Grill SBA loans have performed

Outcomes for every funded Panchero’s Mexican Grill 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 3
0.0% · SBA paid out on the guaranty
Charged off
0 of 3
0.0% · Written off (part of defaulted)
Paid in full
1 of 3
33.3% · Loan fully repaid
Still active
2 of 3
66.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Panchero’s Mexican Grillfrom the SBA Franchise Directory

1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Roder may not be executed. Franchisor may not enforce the Purchase Option on Real Estate owned by the franchisee or an affilaite of the franchisee and taken as collateral for the SBA Loan.

How to use this

The lenders above have actually closed SBA 7(a) loans for Panchero’s Mexican Grill franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Panchero’s Mexican Grill deal to a lender currently funding this brand.

Financing a Panchero’s Mexican Grill franchise?

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