SBA Loans for OYO - Marketing and Operational Consulting Agreement Franchises
Who actually funds OYO - Marketing and Operational Consulting Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding OYO - Marketing and Operational Consulting Agreement SBA loans
Ranked by number of OYO - Marketing and Operational Consulting Agreement 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | HomeTrust Bank | 7 | $8.7M | $1.2M |
| 2 | GBank | 4 | $7.7M | $1.9M |
| 2 | Millennium Bank | 4 | $4.4M | $1.1M |
| 4 | Loyal Trust Bank | 2 | $3.4M | $1.7M |
| 4 | US Metro Bank | 2 | $892K | $446K |
| 6 | Mission Valley Bank | 1 | $885K | $885K |
| 6 | Open Bank | 1 | $3.3M | $3.3M |
| 6 | State Bank of Texas | 1 | $1.0M | $1.0M |
| 6 | The MINT National Bank | 1 | $1.2M | $1.2M |
| 6 | Celtic Bank Corporation | 1 | $845K | $845K |
| 6 | Wallis Bank | 1 | $650K | $650K |
| 6 | Commonwealth Business Bank | 1 | $680K | $680K |
| 6 | First Southern Bank | 1 | $2.4M | $2.4M |
| 6 | Gainey Business Bank | 1 | $860K | $860K |
| 6 | Metro City Bank | 1 | $2.6M | $2.6M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved OYO - Marketing and Operational Consulting Agreement loan in this period, ranked by loan count.
OYO - Marketing and Operational Consulting Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| GA | 9 | $11.9M | $1.3M |
| IN | 3 | $5.7M | $1.9M |
| CO | 1 | $3.3M | $3.3M |
| WA | 1 | $2.6M | $2.6M |
| TX | 4 | $2.6M | $642K |
| TN | 1 | $2.5M | $2.5M |
| OK | 1 | $1.8M | $1.8M |
| NC | 1 | $1.8M | $1.8M |
| AL | 1 | $1.6M | $1.6M |
| FL | 1 | $1.2M | $1.2M |
| IL | 2 | $1.2M | $581K |
| AR | 1 | $952K | $952K |
| OR | 1 | $885K | $885K |
| AZ | 1 | $860K | $860K |
| WI | 1 | $680K | $680K |
OYO - Marketing and Operational Consulting Agreement SBA loans by year
How OYO - Marketing and Operational Consulting Agreement SBA loans have performed
Outcomes for every funded OYO - Marketing and Operational Consulting Agreement 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for OYO - Marketing and Operational Consulting Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your OYO - Marketing and Operational Consulting Agreement deal to a lender currently funding this brand.
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