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Franchises›Oxi Fresh Carpet Cleaning
SBA Franchise IDS1232✓ SBA-eligible franchise· listed since 2017

SBA Loans for Oxi Fresh Carpet Cleaning Franchises

Who actually funds Oxi Fresh Carpet Cleaning SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

27
SBA 7(a) loans
$3.5M
Total approved
$129K
Avg loan size
9
Lenders

Top lenders funding Oxi Fresh Carpet Cleaning SBA loans

Ranked by number of Oxi Fresh Carpet Cleaning 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1United Midwest Savings Bank National Association17$2.4M$140K
2Readycap Lending, LLC3$454K$151K
3Citizens Bank1$199K$199K
3Emprise Bank1$100K$100K
3Flagship Enterprise Center, Inc. (dba Bankable)1$175K$175K
3The Huntington National Bank1$68K$68K
3Arvest Bank1$52K$52K
3U.S. Bank, National Association1$20K$20K
3Bank of Springfield1$45K$45K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Oxi Fresh Carpet Cleaning loan in this period, ranked by loan count.

Oxi Fresh Carpet Cleaning SBA loans by state

StateLoansTotal VolumeAvg Loan
MI4$576K$144K
TX3$510K$170K
FL3$450K$150K
GA2$300K$150K
IN2$210K$105K
MS1$150K$150K
RI1$150K$150K
SC1$150K$150K
CA1$150K$150K
TN1$150K$150K
LA1$150K$150K
MN1$150K$150K
AZ2$120K$60K
KS1$100K$100K
UT1$75K$75K

Oxi Fresh Carpet Cleaning SBA loans by year

FY2021
9
$1.1M
FY2022
3
$343K
FY2023
2
$170K
FY2024
7
$1.1M
FY2025
4
$555K
FY2026
2
$185K

How Oxi Fresh Carpet Cleaning SBA loans have performed

Outcomes for every funded Oxi Fresh Carpet Cleaning 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
3 of 45
6.7% · SBA paid out on the guaranty
Charged off
3 of 45
6.7% · Written off (part of defaulted)
Paid in full
13 of 45
28.9% · Loan fully repaid
Still active
29 of 45
64.4% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Oxi Fresh Carpet Cleaning franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Oxi Fresh Carpet Cleaning deal to a lender currently funding this brand.

Financing a Oxi Fresh Carpet Cleaning franchise?

We know which lenders are actively funding Oxi Fresh Carpet Cleaning deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).