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Franchises›Optic-Kleer
SBA Franchise IDS8527✓ SBA-eligible franchise· listed since 2026

SBA Loans for Optic-Kleer Franchises

Who actually funds Optic-Kleer SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2026 to 2026.

4
SBA 7(a) loans
$1.3M
Total approved
$318K
Avg loan size
4
Lenders

Top lenders funding Optic-Kleer SBA loans

Ranked by number of Optic-Kleer 7(a) loans approved since 2026.

#LenderLoansTotal VolumeAvg Loan
1Fifth Third Bank1$334K$334K
1Grow America Fund, Incorporated1$209K$209K
1State Bank of Southern Utah1$500K$500K
1Western Commerce Bank1$230K$230K

Source: SBA FOIA 7(a) loan-level data, 2026 to 2026. Shows lenders with at least one approved Optic-Kleer loan in this period, ranked by loan count.

Optic-Kleer SBA loans by state

StateLoansTotal VolumeAvg Loan
UT1$500K$500K
FL1$334K$334K
TX1$230K$230K
MA1$209K$209K

Optic-Kleer SBA loans by year

FY2026
4
$1.3M

How Optic-Kleer SBA loans have performed

Outcomes for every funded Optic-Kleer 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
0 of 2
0.0% · SBA paid out on the guaranty
Charged off
0 of 2
0.0% · Written off (part of defaulted)
Paid in full
0 of 2
0.0% · Loan fully repaid
Still active
2 of 2
100.0% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

SBA lender notes for Optic-Kleerfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Rider to Lease Agreement may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Optic-Kleer franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Optic-Kleer deal to a lender currently funding this brand.

Financing a Optic-Kleer franchise?

We know which lenders are actively funding Optic-Kleer deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).