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Franchises›Office Evolution
SBA Franchise IDS1213

SBA Loans for Office Evolution Franchises

Who actually funds Office Evolution SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

17
SBA 7(a) loans
$10.0M
Total approved
$588K
Avg loan size
10
Lenders

Top lenders funding Office Evolution SBA loans

Ranked by number of Office Evolution 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Byline Bank5$4.3M$858K
2KeyBank National Association4$2.1M$523K
3Frontier Bank of Texas1$825K$825K
3HomeTrust Bank1$340K$340K
3Integro Bank1$950K$950K
3Manufacturers and Traders Trust Company1$25K$25K
3United Midwest Savings Bank National Association1$150K$150K
3Banesco USA1$499K$499K
3Wallis Bank1$324K$324K
3Citizens Bank1$500K$500K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Office Evolution loan in this period, ranked by loan count.

Office Evolution SBA loans by state

StateLoansTotal VolumeAvg Loan
TX4$2.2M$562K
GA1$2.1M$2.1M
AZ2$1.3M$665K
VA4$1.3M$319K
FL1$660K$660K
MI1$580K$580K
OH1$550K$550K
WI1$500K$500K
NJ1$499K$499K
OR1$250K$250K

Office Evolution SBA loans by year

FY2021
5
$2.3M
FY2022
1
$760K
FY2023
2
$1.6M
FY2024
2
$824K
FY2025
3
$1.2M
FY2026
4
$3.3M

How Office Evolution SBA loans have performed

Outcomes for every funded Office Evolution 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
2 of 39
5.1% · SBA paid out on the guaranty
Charged off
2 of 39
5.1% · Written off (part of defaulted)
Paid in full
11 of 39
28.2% · Loan fully repaid
Still active
26 of 39
66.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Office Evolution franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Office Evolution deal to a lender currently funding this brand.

Financing a Office Evolution franchise?

We know which lenders are actively funding Office Evolution deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).