SBA Loans for OAA Independent Strategic Member Agreement Franchises
Who actually funds OAA Independent Strategic Member Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2024.
Top lenders funding OAA Independent Strategic Member Agreement SBA loans
Ranked by number of OAA Independent Strategic Member Agreement 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Equity Bank | 1 | $75K | $75K |
| 1 | First National Bank of Pennsylvania | 1 | $960K | $960K |
Source: SBA FOIA 7(a) loan-level data, 2023 to 2024. Shows lenders with at least one approved OAA Independent Strategic Member Agreement loan in this period, ranked by loan count.
OAA Independent Strategic Member Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| VA | 1 | $960K | $960K |
| AR | 1 | $75K | $75K |
OAA Independent Strategic Member Agreement SBA loans by year
How OAA Independent Strategic Member Agreement SBA loans have performed
Outcomes for every funded OAA Independent Strategic Member Agreement 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for OAA Independent Strategic Member Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your OAA Independent Strategic Member Agreement deal to a lender currently funding this brand.
Financing a OAA Independent Strategic Member Agreement franchise?
We know which lenders are actively funding OAA Independent Strategic Member Agreement deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).