SBA Loans for Napa AutoCare Program Membership Agreement Franchises
Who actually funds Napa AutoCare Program Membership Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Napa AutoCare Program Membership Agreement SBA loans
Ranked by number of Napa AutoCare Program Membership Agreement 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 3 | $1.7M | $576K |
| 1 | Dream First Bank National Association | 3 | $1.2M | $405K |
| 3 | Northeast Bank | 2 | $500K | $250K |
| 3 | Fifth Third Bank | 2 | $4.3M | $2.1M |
| 3 | Live Oak Banking Company | 2 | $1.1M | $543K |
| 3 | Nicolet National Bank | 2 | $680K | $340K |
| 7 | Columbia Bank | 1 | $323K | $323K |
| 7 | Community Banks of Colorado, A Division of NBH Bank | 1 | $910K | $910K |
| 7 | First Mid Bank & Trust, National Association | 1 | $630K | $630K |
| 7 | First National Bank of Pennsylvania | 1 | $525K | $525K |
| 7 | Gulf Coast Bank and Trust Company | 1 | $1.5M | $1.5M |
| 7 | IncredibleBank | 1 | $910K | $910K |
| 7 | Manufacturers and Traders Trust Company | 1 | $621K | $621K |
| 7 | Northwest Bank | 1 | $350K | $350K |
| 7 | Readycap Lending, LLC | 1 | $1.3M | $1.3M |
| 7 | Security Financial Bank | 1 | $230K | $230K |
| 7 | Security State Bank and Trust | 1 | $636K | $636K |
| 7 | Southern Bancorp Bank | 1 | $320K | $320K |
| 7 | TD Bank, National Association | 1 | $1.2M | $1.2M |
| 7 | Truliant FCU | 1 | $626K | $626K |
| 7 | Valley Bank of Ronan | 1 | $1.5M | $1.5M |
| 7 | 1st Source Bank | 1 | $678K | $678K |
| 7 | Zions Bank, A Division of | 1 | $100K | $100K |
| 7 | Bank of America, National Association | 1 | $855K | $855K |
| 7 | Byline Bank | 1 | $563K | $563K |
| 7 | Central Savings Bank | 1 | $1.5M | $1.5M |
| 7 | Century Bank and Trust | 1 | $1.2M | $1.2M |
| 7 | Citizens State Bank of New Castle | 1 | $1.7M | $1.7M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Napa AutoCare Program Membership Agreement loan in this period, ranked by loan count.
Napa AutoCare Program Membership Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MI | 4 | $7.0M | $1.8M |
| CO | 2 | $2.7M | $1.4M |
| IN | 2 | $2.4M | $1.2M |
| WI | 4 | $1.8M | $455K |
| NY | 3 | $1.7M | $575K |
| AZ | 3 | $1.6M | $549K |
| MT | 1 | $1.5M | $1.5M |
| TX | 3 | $1.4M | $467K |
| PA | 2 | $1.3M | $642K |
| NC | 2 | $1.2M | $576K |
| MO | 1 | $910K | $910K |
| WA | 1 | $855K | $855K |
| FL | 2 | $793K | $397K |
| IA | 1 | $630K | $630K |
| DE | 1 | $621K | $621K |
Napa AutoCare Program Membership Agreement SBA loans by year
How Napa AutoCare Program Membership Agreement SBA loans have performed
Outcomes for every funded Napa AutoCare Program Membership Agreement 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Napa AutoCare Program Membership Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Napa AutoCare Program Membership Agreement deal to a lender currently funding this brand.
Financing a Napa AutoCare Program Membership Agreement franchise?
We know which lenders are actively funding Napa AutoCare Program Membership Agreement deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).