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Franchises›Molly's Cupcakes
SBA Franchise IDS2748

SBA Loans for Molly's Cupcakes Franchises

Who actually funds Molly's Cupcakes SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2023.

7
SBA 7(a) loans
$2.2M
Total approved
$315K
Avg loan size
5
Lenders

Top lenders funding Molly's Cupcakes SBA loans

Ranked by number of Molly's Cupcakes 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Byline Bank2$440K$220K
1The Huntington National Bank2$550K$275K
3Busey Bank1$800K$800K
3Citizens Bank1$242K$242K
3Nicolet National Bank1$175K$175K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2023. Shows lenders with at least one approved Molly's Cupcakes loan in this period, ranked by loan count.

Molly's Cupcakes SBA loans by state

StateLoansTotal VolumeAvg Loan
FL1$800K$800K
IL3$682K$227K
TN2$550K$275K
IA1$175K$175K

Molly's Cupcakes SBA loans by year

FY2021
4
$990K
FY2022
1
$242K
FY2023
2
$975K

How Molly's Cupcakes SBA loans have performed

Outcomes for every funded Molly's Cupcakes 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
2 of 15
13.3% · SBA paid out on the guaranty
Charged off
2 of 15
13.3% · Written off (part of defaulted)
Paid in full
3 of 15
20.0% · Loan fully repaid
Still active
10 of 15
66.7% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Molly's Cupcakes franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Molly's Cupcakes deal to a lender currently funding this brand.

Financing a Molly's Cupcakes franchise?

We know which lenders are actively funding Molly's Cupcakes deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).