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Franchises›Mobility City
SBA Franchise IDS3119

SBA Loans for Mobility City Franchises

Who actually funds Mobility City SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.

18
SBA 7(a) loans
$4.0M
Total approved
$223K
Avg loan size
10
Lenders

Top lenders funding Mobility City SBA loans

Ranked by number of Mobility City 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank8$1.4M$179K
2Newtek Bank, National Association2$700K$350K
3First Business Bank1$467K$467K
3Frost Bank1$402K$402K
3Glacier Bank1$100K$100K
3Readycap Lending, LLC1$300K$300K
3United Midwest Savings Bank National Association1$150K$150K
3Buckeye State Bank1$185K$185K
3Zions Bank, A Division of1$50K$50K
3Citizens Bank1$228K$228K

Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Mobility City loan in this period, ranked by loan count.

Mobility City SBA loans by state

StateLoansTotal VolumeAvg Loan
TX7$1.8M$261K
CA1$467K$467K
IL2$455K$228K
NV2$325K$163K
KY2$304K$152K
MA1$300K$300K
OH1$185K$185K
ID1$100K$100K
UT1$50K$50K

Mobility City SBA loans by year

FY2021
2
$378K
FY2022
6
$1.2M
FY2023
2
$304K
FY2024
5
$990K
FY2025
1
$467K
FY2026
2
$700K

How Mobility City SBA loans have performed

Outcomes for every funded Mobility City 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.

Defaulted
1 of 21
4.8% · SBA paid out on the guaranty
Charged off
1 of 21
4.8% · Written off (part of defaulted)
Paid in full
4 of 21
19.0% · Loan fully repaid
Still active
16 of 21
76.2% · Open and not in default

Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.

How to use this

The lenders above have actually closed SBA 7(a) loans for Mobility City franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Mobility City deal to a lender currently funding this brand.

Financing a Mobility City franchise?

We know which lenders are actively funding Mobility City deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).