SBA Loans for MilkShake Factory Franchises
Who actually funds MilkShake Factory SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025 to 2026.
Top lenders funding MilkShake Factory SBA loans
Ranked by number of MilkShake Factory 7(a) loans approved since 2025.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 2 | $1.3M | $635K |
| 1 | First Bank of the Lake | 2 | $1.8M | $895K |
| 1 | The Huntington National Bank | 2 | $566K | $283K |
| 4 | Texas Capital Bank | 1 | $700K | $700K |
| 4 | Magnifi Financial CU | 1 | $572K | $572K |
| 4 | HomeTrust Bank | 1 | $770K | $770K |
| 4 | Columbia Bank | 1 | $1.4M | $1.4M |
Source: SBA FOIA 7(a) loan-level data, 2025 to 2026. Shows lenders with at least one approved MilkShake Factory loan in this period, ranked by loan count.
MilkShake Factory SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NJ | 2 | $2.4M | $1.2M |
| MD | 2 | $1.3M | $635K |
| CO | 1 | $792K | $792K |
| FL | 1 | $770K | $770K |
| TX | 1 | $700K | $700K |
| GA | 1 | $572K | $572K |
| AZ | 2 | $566K | $283K |
MilkShake Factory SBA loans by year
How MilkShake Factory SBA loans have performed
Outcomes for every funded MilkShake Factory 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for MilkShake Factoryfrom the SBA Franchise Directory
When the real estate where the franchise business is located secures the SBA-guaranteed loan, the Lease Rider and Collateral Assignment of Lease, may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for MilkShake Factory franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your MilkShake Factory deal to a lender currently funding this brand.
Financing a MilkShake Factory franchise?
We know which lenders are actively funding MilkShake Factory deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).