SBA Loans for Merle Norman - Cosmetics Studio Agreement Franchises
Who actually funds Merle Norman - Cosmetics Studio Agreement SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Merle Norman - Cosmetics Studio Agreement SBA loans
Ranked by number of Merle Norman - Cosmetics Studio Agreement 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 5 | $515K | $103K |
| 2 | Centennial Bank | 1 | $72K | $72K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Merle Norman - Cosmetics Studio Agreement loan in this period, ranked by loan count.
Merle Norman - Cosmetics Studio Agreement SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| LA | 2 | $365K | $182K |
| IL | 3 | $150K | $50K |
| TN | 1 | $72K | $72K |
Merle Norman - Cosmetics Studio Agreement SBA loans by year
How Merle Norman - Cosmetics Studio Agreement SBA loans have performed
Outcomes for every funded Merle Norman - Cosmetics Studio Agreement 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Merle Norman - Cosmetics Studio Agreement franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Merle Norman - Cosmetics Studio Agreement deal to a lender currently funding this brand.
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We know which lenders are actively funding Merle Norman - Cosmetics Studio Agreement deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).