SBA Loans for Mattress Firm Franchises
Who actually funds Mattress Firm SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2023 to 2023.
Top lenders funding Mattress Firm SBA loans
Ranked by number of Mattress Firm 7(a) loans approved since 2023.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Sunflower Bank National Association | 1 | $1.3M | $1.3M |
Source: SBA FOIA 7(a) loan-level data, 2023 to 2023. Shows lenders with at least one approved Mattress Firm loan in this period, ranked by loan count.
Mattress Firm SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NM | 1 | $1.3M | $1.3M |
Mattress Firm SBA loans by year
How Mattress Firm SBA loans have performed
Outcomes for every funded Mattress Firm 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Mattress Firm franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Mattress Firm deal to a lender currently funding this brand.
Financing a Mattress Firm franchise?
We know which lenders are actively funding Mattress Firm deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).