SBA Loans for Maaco Franchises
Who actually funds Maaco SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Maaco SBA loans
Ranked by number of Maaco 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 6 | $6.5M | $1.1M |
| 2 | Hanover Community Bank | 3 | $2.8M | $935K |
| 2 | TD Bank, National Association | 3 | $4.3M | $1.4M |
| 2 | First Bank of the Lake | 3 | $3.5M | $1.2M |
| 5 | CIBC Bank USA | 2 | $995K | $498K |
| 5 | Manufacturers and Traders Trust Company | 2 | $950K | $475K |
| 5 | ConnectOne Bank | 2 | $1.4M | $702K |
| 5 | The Huntington National Bank | 2 | $637K | $319K |
| 5 | First Internet Bank of Indiana | 2 | $470K | $235K |
| 5 | Southern Bank | 2 | $1.0M | $513K |
| 5 | Northeast Bank | 2 | $100K | $50K |
| 12 | U.S. Bank, National Association | 1 | $443K | $443K |
| 12 | VelocitySBA, LLC | 1 | $1.7M | $1.7M |
| 12 | Washington Trust Bank | 1 | $862K | $862K |
| 12 | CDC Small Business Finance Corp. | 1 | $245K | $245K |
| 12 | Webster Bank National Association | 1 | $100K | $100K |
| 12 | Celtic Bank Corporation | 1 | $953K | $953K |
| 12 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $500K | $500K |
| 12 | Craft Bank | 1 | $743K | $743K |
| 12 | First Bank | 1 | $2.9M | $2.9M |
| 12 | Integro Bank | 1 | $1.7M | $1.7M |
| 12 | Midwest BankCentre | 1 | $630K | $630K |
| 12 | New Millennium Bank | 1 | $550K | $550K |
| 12 | North State Bank | 1 | $840K | $840K |
| 12 | Stock Yards Bank & Trust Company | 1 | $777K | $777K |
| 12 | Truist Bank | 1 | $350K | $350K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Maaco loan in this period, ranked by loan count.
Maaco SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NJ | 6 | $9.9M | $1.6M |
| AZ | 4 | $4.2M | $1.1M |
| MD | 4 | $3.1M | $778K |
| TX | 3 | $3.1M | $1.0M |
| MI | 2 | $2.7M | $1.4M |
| IL | 1 | $1.9M | $1.9M |
| NY | 5 | $1.8M | $359K |
| CA | 5 | $1.8M | $356K |
| WI | 2 | $1.1M | $565K |
| WV | 2 | $950K | $475K |
| WA | 1 | $862K | $862K |
| FL | 1 | $840K | $840K |
| NC | 1 | $822K | $822K |
| KY | 1 | $777K | $777K |
| OH | 1 | $743K | $743K |
Maaco SBA loans by year
SBA lender notes for Maacofrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease and the Consent and Agreement of Lessormay not be executed. 2. Franchisor may not enforce a Purchase Option on the Real Estate owned by the Franchisee or an affiliate of the Franchisee and taken as collateral for the SBA Loan. 3. Lender/CDC must ensure they obtain the correct lien postiion on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Maaco franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Maaco deal to a lender currently funding this brand.
Financing a Maaco franchise?
We know which lenders are actively funding Maaco deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).