SBA Loans for Lightbridge Academy Franchises
Who actually funds Lightbridge Academy SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Lightbridge Academy SBA loans
Ranked by number of Lightbridge Academy 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 13 | $27.1M | $2.1M |
| 2 | Celtic Bank Corporation | 6 | $5.6M | $934K |
| 2 | Wells Fargo Bank National Association | 6 | $7.2M | $1.2M |
| 4 | Bank of America, National Association | 5 | $5.5M | $1.1M |
| 5 | Provident Bank | 3 | $1.6M | $538K |
| 6 | Firstrust Savings Bank | 1 | $2.1M | $2.1M |
| 6 | First Bank of the Lake | 1 | $871K | $871K |
| 6 | First Command Bank | 1 | $732K | $732K |
| 6 | Readycap Lending, LLC | 1 | $500K | $500K |
| 6 | TD Bank, National Association | 1 | $5.0M | $5.0M |
| 6 | Manufacturers and Traders Trust Company | 1 | $975K | $975K |
| 6 | First National Bank of Pennsylvania | 1 | $820K | $820K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Lightbridge Academy loan in this period, ranked by loan count.
Lightbridge Academy SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MD | 7 | $18.5M | $2.6M |
| TX | 6 | $8.0M | $1.3M |
| NJ | 7 | $6.6M | $938K |
| NY | 1 | $5.0M | $5.0M |
| FL | 4 | $4.5M | $1.1M |
| OH | 2 | $3.4M | $1.7M |
| NC | 4 | $2.8M | $707K |
| PA | 2 | $2.6M | $1.3M |
| SC | 2 | $2.2M | $1.1M |
| MI | 2 | $2.1M | $1.1M |
| TN | 2 | $1.6M | $785K |
| VA | 1 | $820K | $820K |
Lightbridge Academy SBA loans by year
How Lightbridge Academy SBA loans have performed
Outcomes for every funded Lightbridge Academy 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Lightbridge Academyfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease and Consent and Agreement of Lessor may not be executed. 2. Franchisor may not enforce a Purchase Option on the Real Estate owned by the franchisee or affiliate of the franchisee and taken as collateral for the SBA Loan. 3. Lender/CDC must ensure they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10 .
How to use this
The lenders above have actually closed SBA 7(a) loans for Lightbridge Academy franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Lightbridge Academy deal to a lender currently funding this brand.
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