SBA Loans for Legato Living Franchises
Who actually funds Legato Living SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024 to 2026.
Top lenders funding Legato Living SBA loans
Ranked by number of Legato Living 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Union Bank and Trust Company | 6 | $3.2M | $539K |
| 2 | Coastal States Bank | 1 | $3.3M | $3.3M |
| 2 | Live Oak Banking Company | 1 | $1.4M | $1.4M |
Source: SBA FOIA 7(a) loan-level data, 2024 to 2026. Shows lenders with at least one approved Legato Living loan in this period, ranked by loan count.
Legato Living SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 1 | $3.3M | $3.3M |
| NE | 6 | $3.2M | $539K |
| IA | 1 | $1.4M | $1.4M |
Legato Living SBA loans by year
How Legato Living SBA loans have performed
Outcomes for every funded Legato Living 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Legato Livingfrom the SBA Franchise Directory
SBA applicants operating under an Area Representative Agreement are not eligible for SBA-guaranteed loans.
How to use this
The lenders above have actually closed SBA 7(a) loans for Legato Living franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Legato Living deal to a lender currently funding this brand.
Financing a Legato Living franchise?
We know which lenders are actively funding Legato Living deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).