SBA Loans for Learning Express Franchises
Who actually funds Learning Express SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2024.
Top lenders funding Learning Express SBA loans
Ranked by number of Learning Express 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Bank of America, National Association | 2 | $644K | $322K |
| 1 | United Community Bank | 2 | $890K | $445K |
| 3 | Eastern Bank | 1 | $240K | $240K |
| 3 | Pinnacle Bank | 1 | $480K | $480K |
| 3 | SouthState Bank, National Association | 1 | $1.0M | $1.0M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2024. Shows lenders with at least one approved Learning Express loan in this period, ranked by loan count.
Learning Express SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| GA | 3 | $1.4M | $457K |
| NC | 1 | $1.0M | $1.0M |
| PA | 2 | $644K | $322K |
| MA | 1 | $240K | $240K |
Learning Express SBA loans by year
How Learning Express SBA loans have performed
Outcomes for every funded Learning Express 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Learning Expressfrom the SBA Franchise Directory
Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Learning Express franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Learning Express deal to a lender currently funding this brand.
Financing a Learning Express franchise?
We know which lenders are actively funding Learning Express deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).