sbaloanshq
FranchisesLapels
SBA Franchise IDS0985✓ SBA-eligible franchise· listed since 2017

SBA Loans for Lapels Franchises

Who actually funds Lapels SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

10
SBA 7(a) loans
$2.8M
Total approved
$281K
Avg loan size
6
Lenders

Top lenders funding Lapels SBA loans

Ranked by number of Lapels 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank4$1.3M$320K
2South Louisiana Bank2$288K$144K
3Associated Bank National Association1$500K$500K
3BayFirst National Bank1$273K$273K
3Manufacturers and Traders Trust Company1$125K$125K
3PlainsCapital Bank1$347K$347K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Lapels loan in this period, ranked by loan count.

Lapels SBA loans by state

StateLoansTotal VolumeAvg Loan
TX3$1.3M$449K
NE1$500K$500K
LA2$288K$144K
PA2$281K$141K
NJ1$273K$273K
MA1$125K$125K

Lapels SBA loans by year

FY2021
3
$628K
FY2022
1
$273K
FY2024
2
$288K
FY2025
3
$1.1M
FY2026
1
$500K
SBA lender notes for Lapelsfrom the SBA Franchise Directory

When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Option to Assume Lease may not be executed.

How to use this

The lenders above have actually closed SBA 7(a) loans for Lapels franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Lapels deal to a lender currently funding this brand.

Financing a Lapels franchise?

We know which lenders are actively funding Lapels deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).