SBA Loans for Kumon Franchises
Who actually funds Kumon SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2025.
Top lenders funding Kumon SBA loans
Ranked by number of Kumon 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | U.S. Bank, National Association | 6 | $2.2M | $361K |
| 2 | Manufacturers and Traders Trust Company | 3 | $320K | $107K |
| 2 | The Huntington National Bank | 3 | $480K | $160K |
| 4 | Mission Valley Bank | 2 | $967K | $484K |
| 4 | First Merchants Bank | 2 | $159K | $80K |
| 4 | BayFirst National Bank | 2 | $145K | $73K |
| 7 | First-Citizens Bank & Trust Company | 1 | $154K | $154K |
| 7 | First Mid Bank & Trust, National Association | 1 | $149K | $149K |
| 7 | Gulf Coast Bank and Trust Company | 1 | $951K | $951K |
| 7 | Heritage Bank | 1 | $225K | $225K |
| 7 | iTHINK Financial CU | 1 | $100K | $100K |
| 7 | Banesco USA | 1 | $495K | $495K |
| 7 | Landmark National Bank | 1 | $315K | $315K |
| 7 | Leader Bank, National Association | 1 | $338K | $338K |
| 7 | Newtek Small Business Finance, Inc. | 1 | $243K | $243K |
| 7 | One World Bank | 1 | $154K | $154K |
| 7 | Plains State Bank | 1 | $570K | $570K |
| 7 | Plumas Bank | 1 | $172K | $172K |
| 7 | The Bank of Houston | 1 | $525K | $525K |
| 7 | Truliant FCU | 1 | $195K | $195K |
| 7 | JPMorgan Chase Bank, National Association | 1 | $100K | $100K |
| 7 | Bank of America, National Association | 1 | $364K | $364K |
| 7 | Bank OZK | 1 | $150K | $150K |
| 7 | Capital Bank, National Association | 1 | $150K | $150K |
| 7 | Citizens Bank, National Association | 1 | $260K | $260K |
| 7 | Dime Community Bank | 1 | $100K | $100K |
Source: SBA FOIA 7(a) loan-level data, 2021–2025. Shows lenders with at least one approved Kumon loan in this period, ranked by loan count.
Kumon SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 7 | $3.5M | $503K |
| TX | 4 | $978K | $244K |
| MN | 3 | $864K | $288K |
| MO | 2 | $674K | $337K |
| NJ | 3 | $510K | $170K |
| FL | 1 | $495K | $495K |
| NC | 1 | $350K | $350K |
| MA | 1 | $338K | $338K |
| KS | 1 | $315K | $315K |
| MD | 3 | $285K | $95K |
| GA | 2 | $250K | $125K |
| VA | 1 | $243K | $243K |
| WA | 1 | $225K | $225K |
| CT | 1 | $195K | $195K |
| WI | 1 | $186K | $186K |
Kumon SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Kumon franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Kumon deal to a lender currently funding this brand.
Financing a Kumon franchise?
We know which lenders are actively funding Kumon deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).