SBA Loans for Kona Ice Franchises
Who actually funds Kona Ice SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Kona Ice SBA loans
Ranked by number of Kona Ice 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Enterprise Bank & Trust | 2 | $1.1M | $561K |
| 1 | Lendistry SBLC, LLC | 2 | $246K | $123K |
| 1 | U.S. Bank, National Association | 2 | $454K | $227K |
| 1 | Celtic Bank Corporation | 2 | $300K | $150K |
| 5 | DFCU Financial | 1 | $279K | $279K |
| 5 | Everwise Credit Union | 1 | $150K | $150K |
| 5 | First-Citizens Bank & Trust Company | 1 | $156K | $156K |
| 5 | Harvest Small Business Finance, LLC | 1 | $574K | $574K |
| 5 | Lake Trust CU | 1 | $252K | $252K |
| 5 | Manufacturers and Traders Trust Company | 1 | $100K | $100K |
| 5 | NebraskaLand Bank | 1 | $120K | $120K |
| 5 | Peoples Bank | 1 | $962K | $962K |
| 5 | Potomac Bank | 1 | $205K | $205K |
| 5 | Readycap Lending, LLC | 1 | $375K | $375K |
| 5 | The Huntington National Bank | 1 | $16K | $16K |
| 5 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $367K | $367K |
| 5 | Wings Credit Union | 1 | $225K | $225K |
| 5 | Ballston Spa National Bank | 1 | $100K | $100K |
| 5 | Bank Five Nine | 1 | $80K | $80K |
| 5 | Community Bank of Mississippi | 1 | $245K | $245K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Kona Ice loan in this period, ranked by loan count.
Kona Ice SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 4 | $1.1M | $285K |
| OR | 2 | $1.1M | $561K |
| GA | 1 | $962K | $962K |
| CO | 2 | $639K | $320K |
| MI | 3 | $547K | $182K |
| TN | 1 | $367K | $367K |
| FL | 2 | $341K | $171K |
| WV | 1 | $205K | $205K |
| VA | 1 | $156K | $156K |
| AZ | 1 | $150K | $150K |
| IN | 1 | $150K | $150K |
| TX | 1 | $150K | $150K |
| NE | 1 | $120K | $120K |
| MD | 1 | $100K | $100K |
| NY | 1 | $100K | $100K |
Kona Ice SBA loans by year
SBA lender notes for Kona Icefrom the SBA Franchise Directory
Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Kona Ice franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Kona Ice deal to a lender currently funding this brand.
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