SBA Loans for Kilwins Chocolates and Ice Cream Store Franchises
Who actually funds Kilwins Chocolates and Ice Cream Store SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Kilwins Chocolates and Ice Cream Store SBA loans
Ranked by number of Kilwins Chocolates and Ice Cream Store 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 19 | $6.8M | $360K |
| 2 | Happen Bank | 8 | $5.8M | $724K |
| 3 | Ameris Bank | 2 | $1.5M | $761K |
| 3 | Citizens Bank | 2 | $1.3M | $674K |
| 3 | First Commonwealth Bank | 2 | $998K | $499K |
| 3 | Manufacturers and Traders Trust Company | 2 | $225K | $113K |
| 3 | Pinnacle Bank | 2 | $1.1M | $530K |
| 3 | United Community Bank | 2 | $916K | $458K |
| 9 | First Business Bank | 1 | $857K | $857K |
| 9 | First-Citizens Bank & Trust Company | 1 | $667K | $667K |
| 9 | Truist Bank | 1 | $350K | $350K |
| 9 | First Federal Savings Bank | 1 | $470K | $470K |
| 9 | First Internet Bank of Indiana | 1 | $742K | $742K |
| 9 | Beacon Bank and Trust | 1 | $940K | $940K |
| 9 | Honor Bank | 1 | $552K | $552K |
| 9 | iTHINK Financial Credit Union | 1 | $400K | $400K |
| 9 | Village Bank and Trust, National Association | 1 | $475K | $475K |
| 9 | Newtek Bank, National Association | 1 | $400K | $400K |
| 9 | Oconee State Bank | 1 | $592K | $592K |
| 9 | Oxford Bank | 1 | $454K | $454K |
| 9 | VelocitySBA, LLC | 1 | $654K | $654K |
| 9 | Renasant Bank | 1 | $2.9M | $2.9M |
| 9 | Blue Ridge Bank National Association | 1 | $701K | $701K |
| 9 | Charlevoix State Bank | 1 | $300K | $300K |
| 9 | BayFirst National Bank | 1 | $205K | $205K |
| 9 | Dime Commercial Bank | 1 | $836K | $836K |
| 9 | First Bank of the Lake | 1 | $747K | $747K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Kilwins Chocolates and Ice Cream Store loan in this period, ranked by loan count.
Kilwins Chocolates and Ice Cream Store SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 10 | $7.6M | $764K |
| GA | 8 | $4.9M | $611K |
| TX | 7 | $3.7M | $535K |
| MI | 7 | $3.1M | $438K |
| TN | 4 | $1.8M | $460K |
| SC | 4 | $1.8M | $440K |
| OK | 2 | $1.6M | $807K |
| IL | 2 | $1.3M | $637K |
| VA | 3 | $1.2M | $412K |
| NY | 1 | $836K | $836K |
| LA | 1 | $742K | $742K |
| KY | 1 | $618K | $618K |
| AL | 2 | $550K | $275K |
| CT | 1 | $505K | $505K |
| NC | 1 | $500K | $500K |
Kilwins Chocolates and Ice Cream Store SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Kilwins Chocolates and Ice Cream Store franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Kilwins Chocolates and Ice Cream Store deal to a lender currently funding this brand.
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