SBA Loans for Kilwins Chocolates and Ice Cream Store Franchises
Who actually funds Kilwins Chocolates and Ice Cream Store SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.
Top lenders funding Kilwins Chocolates and Ice Cream Store SBA loans
Ranked by number of Kilwins Chocolates and Ice Cream Store 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 15 | $5.8M | $385K |
| 2 | LendingClub Bank, National Association | 7 | $5.0M | $717K |
| 3 | Manufacturers and Traders Trust Company | 2 | $225K | $113K |
| 3 | United Community Bank | 2 | $916K | $458K |
| 3 | Citizens Bank | 2 | $1.3M | $674K |
| 3 | First Commonwealth Bank | 2 | $998K | $499K |
| 3 | Ameris Bank | 2 | $1.5M | $761K |
| 3 | Pinnacle Bank | 2 | $1.1M | $530K |
| 9 | First-Citizens Bank & Trust Company | 1 | $667K | $667K |
| 9 | First Federal Savings Bank | 1 | $470K | $470K |
| 9 | First Internet Bank of Indiana | 1 | $742K | $742K |
| 9 | Honor Bank | 1 | $552K | $552K |
| 9 | iTHINK Financial CU | 1 | $400K | $400K |
| 9 | Newtek Bank, National Association | 1 | $400K | $400K |
| 9 | Oconee State Bank | 1 | $592K | $592K |
| 9 | Renasant Bank | 1 | $2.9M | $2.9M |
| 9 | Truist Bank | 1 | $350K | $350K |
| 9 | VelocitySBA, LLC | 1 | $654K | $654K |
| 9 | Village Bank and Trust, National Association | 1 | $475K | $475K |
| 9 | BayFirst National Bank | 1 | $205K | $205K |
| 9 | Beacon Bank and Trust | 1 | $940K | $940K |
| 9 | Blue Ridge Bank National Association | 1 | $701K | $701K |
| 9 | Charlevoix State Bank | 1 | $300K | $300K |
| 9 | Dime Community Bank | 1 | $836K | $836K |
| 9 | First Bank of the Lake | 1 | $747K | $747K |
| 9 | First Business Bank | 1 | $857K | $857K |
Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Kilwins Chocolates and Ice Cream Store loan in this period, ranked by loan count.
Kilwins Chocolates and Ice Cream Store SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 10 | $7.6M | $764K |
| GA | 8 | $4.9M | $611K |
| TX | 7 | $3.7M | $535K |
| MI | 5 | $1.8M | $367K |
| OK | 2 | $1.6M | $807K |
| TN | 2 | $1.4M | $721K |
| IL | 2 | $1.3M | $637K |
| VA | 3 | $1.2M | $412K |
| SC | 2 | $1.1M | $543K |
| NY | 1 | $836K | $836K |
| LA | 1 | $742K | $742K |
| KY | 1 | $618K | $618K |
| AL | 2 | $550K | $275K |
| CT | 1 | $505K | $505K |
| NC | 1 | $500K | $500K |
Kilwins Chocolates and Ice Cream Store SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Kilwins Chocolates and Ice Cream Store franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Kilwins Chocolates and Ice Cream Store deal to a lender currently funding this brand.
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