sbaloanshq
FranchisesKilwins Chocolates and Ice Cream Store
SBA Franchise IDS0950✓ SBA-eligible franchise· listed since 2017

SBA Loans for Kilwins Chocolates and Ice Cream Store Franchises

Who actually funds Kilwins Chocolates and Ice Cream Store SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

52
SBA 7(a) loans
$29.6M
Total approved
$569K
Avg loan size
26
Lenders

Top lenders funding Kilwins Chocolates and Ice Cream Store SBA loans

Ranked by number of Kilwins Chocolates and Ice Cream Store 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1The Huntington National Bank15$5.8M$385K
2LendingClub Bank, National Association7$5.0M$717K
3Manufacturers and Traders Trust Company2$225K$113K
3United Community Bank2$916K$458K
3Citizens Bank2$1.3M$674K
3First Commonwealth Bank2$998K$499K
3Ameris Bank2$1.5M$761K
3Pinnacle Bank2$1.1M$530K
9First-Citizens Bank & Trust Company1$667K$667K
9First Federal Savings Bank1$470K$470K
9First Internet Bank of Indiana1$742K$742K
9Honor Bank1$552K$552K
9iTHINK Financial CU1$400K$400K
9Newtek Bank, National Association1$400K$400K
9Oconee State Bank1$592K$592K
9Renasant Bank1$2.9M$2.9M
9Truist Bank1$350K$350K
9VelocitySBA, LLC1$654K$654K
9Village Bank and Trust, National Association1$475K$475K
9BayFirst National Bank1$205K$205K
9Beacon Bank and Trust1$940K$940K
9Blue Ridge Bank National Association1$701K$701K
9Charlevoix State Bank1$300K$300K
9Dime Community Bank1$836K$836K
9First Bank of the Lake1$747K$747K
9First Business Bank1$857K$857K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Kilwins Chocolates and Ice Cream Store loan in this period, ranked by loan count.

Kilwins Chocolates and Ice Cream Store SBA loans by state

StateLoansTotal VolumeAvg Loan
FL10$7.6M$764K
GA8$4.9M$611K
TX7$3.7M$535K
MI5$1.8M$367K
OK2$1.6M$807K
TN2$1.4M$721K
IL2$1.3M$637K
VA3$1.2M$412K
SC2$1.1M$543K
NY1$836K$836K
LA1$742K$742K
KY1$618K$618K
AL2$550K$275K
CT1$505K$505K
NC1$500K$500K

Kilwins Chocolates and Ice Cream Store SBA loans by year

FY2021
5
$2.3M
FY2022
9
$6.7M
FY2023
12
$5.1M
FY2024
12
$5.7M
FY2025
9
$6.2M
FY2026
5
$3.7M

How to use this

The lenders above have actually closed SBA 7(a) loans for Kilwins Chocolates and Ice Cream Store franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Kilwins Chocolates and Ice Cream Store deal to a lender currently funding this brand.

Financing a Kilwins Chocolates and Ice Cream Store franchise?

We know which lenders are actively funding Kilwins Chocolates and Ice Cream Store deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).