sbaloanshq
FranchisesKids 'R' Kids
SBA Franchise IDS0944✓ SBA-eligible franchise· listed since 2017

SBA Loans for Kids 'R' Kids Franchises

Who actually funds Kids 'R' Kids SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021–2026.

18
SBA 7(a) loans
$43.3M
Total approved
$2.4M
Avg loan size
10
Lenders

Top lenders funding Kids 'R' Kids SBA loans

Ranked by number of Kids 'R' Kids 7(a) loans approved since 2021.

#LenderLoansTotal VolumeAvg Loan
1Readycap Lending, LLC3$13.9M$4.6M
1The Huntington National Bank3$5.6M$1.9M
1Live Oak Banking Company3$7.3M$2.4M
1Bank Five Nine3$1.8M$591K
5Plains State Bank1$5.0M$5.0M
5United Bank1$2.9M$2.9M
5Wells Fargo Bank National Association1$250K$250K
5Bankwell Bank1$5.0M$5.0M
5Fifth Third Bank1$970K$970K
5Old National Bank1$553K$553K

Source: SBA FOIA 7(a) loan-level data, 2021–2026. Shows lenders with at least one approved Kids 'R' Kids loan in this period, ranked by loan count.

Kids 'R' Kids SBA loans by state

StateLoansTotal VolumeAvg Loan
TX12$36.3M$3.0M
GA1$2.9M$2.9M
NJ2$2.3M$1.2M
VA1$775K$775K
SD1$553K$553K
FL1$500K$500K

Kids 'R' Kids SBA loans by year

FY2021
5
$9.4M
FY2022
1
$5.0M
FY2023
2
$10.0M
FY2024
4
$5.2M
FY2025
3
$6.4M
FY2026
3
$7.4M

How to use this

The lenders above have actually closed SBA 7(a) loans for Kids 'R' Kids franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Kids 'R' Kids deal to a lender currently funding this brand.

Financing a Kids 'R' Kids franchise?

We know which lenders are actively funding Kids 'R' Kids deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).