SBA Loans for Kids 'R' Kids Franchises
Who actually funds Kids 'R' Kids SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Kids 'R' Kids SBA loans
Ranked by number of Kids 'R' Kids 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Readycap Lending, LLC | 3 | $13.9M | $4.6M |
| 1 | The Huntington National Bank | 3 | $5.6M | $1.9M |
| 1 | Live Oak Banking Company | 3 | $7.3M | $2.4M |
| 1 | Bank Five Nine | 3 | $1.8M | $591K |
| 5 | Plains State Bank | 1 | $5.0M | $5.0M |
| 5 | United Bank | 1 | $2.9M | $2.9M |
| 5 | Wells Fargo Bank National Association | 1 | $250K | $250K |
| 5 | Bankwell Bank | 1 | $5.0M | $5.0M |
| 5 | Fifth Third Bank | 1 | $970K | $970K |
| 5 | Old National Bank | 1 | $553K | $553K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Kids 'R' Kids loan in this period, ranked by loan count.
Kids 'R' Kids SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 12 | $36.3M | $3.0M |
| GA | 1 | $2.9M | $2.9M |
| NJ | 2 | $2.3M | $1.2M |
| VA | 1 | $775K | $775K |
| SD | 1 | $553K | $553K |
| FL | 1 | $500K | $500K |
Kids 'R' Kids SBA loans by year
How Kids 'R' Kids SBA loans have performed
Outcomes for every funded Kids 'R' Kids 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Kids 'R' Kids franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Kids 'R' Kids deal to a lender currently funding this brand.
Financing a Kids 'R' Kids franchise?
We know which lenders are actively funding Kids 'R' Kids deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).