SBA Loans for Kampgrounds of America Franchises
Who actually funds Kampgrounds of America SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Kampgrounds of America SBA loans
Ranked by number of Kampgrounds of America 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | America First Federal Credit Union | 2 | $4.0M | $2.0M |
| 1 | Harborstone CU | 2 | $2.3M | $1.2M |
| 1 | Readycap Lending, LLC | 2 | $1.7M | $830K |
| 4 | Columbia Bank | 1 | $859K | $859K |
| 4 | FDIC - Community Bank & Trust-West Georgia | 1 | $1.2M | $1.2M |
| 4 | Fountainhead SBF LLC | 1 | $1.2M | $1.2M |
| 4 | Gulf Coast Bank and Trust Company | 1 | $840K | $840K |
| 4 | Shoreham Bank | 1 | $592K | $592K |
| 4 | Heritage Bank of the Ozarks | 1 | $578K | $578K |
| 4 | Live Oak Banking Company | 1 | $2.3M | $2.3M |
| 4 | Newtek Small Business Finance, Inc. | 1 | $1.1M | $1.1M |
| 4 | U.S. Bank, National Association | 1 | $486K | $486K |
| 4 | Beacon Bank and Trust | 1 | $1.4M | $1.4M |
| 4 | Celtic Bank Corporation | 1 | $1.3M | $1.3M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Kampgrounds of America loan in this period, ranked by loan count.
Kampgrounds of America SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| UT | 2 | $4.0M | $2.0M |
| NY | 3 | $3.3M | $1.1M |
| OR | 2 | $2.3M | $1.2M |
| NE | 1 | $2.3M | $2.3M |
| MN | 2 | $2.1M | $1.1M |
| KY | 1 | $1.4M | $1.4M |
| KS | 1 | $1.1M | $1.1M |
| WY | 1 | $900K | $900K |
| CA | 1 | $859K | $859K |
| OH | 1 | $592K | $592K |
| MO | 1 | $578K | $578K |
| ID | 1 | $486K | $486K |
Kampgrounds of America SBA loans by year
How Kampgrounds of America SBA loans have performed
Outcomes for every funded Kampgrounds of America 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Kampgrounds of America franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Kampgrounds of America deal to a lender currently funding this brand.
Financing a Kampgrounds of America franchise?
We know which lenders are actively funding Kampgrounds of America deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).