SBA Loans for Just Love Coffee Cafe Franchises
Who actually funds Just Love Coffee Cafe SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2025.
Top lenders funding Just Love Coffee Cafe SBA loans
Ranked by number of Just Love Coffee Cafe 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 14 | $3.9M | $277K |
| 2 | Sonata Bank | 5 | $2.8M | $564K |
| 3 | First Bank of the Lake | 2 | $1.3M | $673K |
| 3 | TowneBank | 2 | $782K | $391K |
| 3 | United Community Bank | 2 | $1.0M | $519K |
| 6 | Midwest Bank | 1 | $155K | $155K |
| 6 | Horizon Bank SSB | 1 | $752K | $752K |
| 6 | Carolina Small Business Development Fund | 1 | $350K | $350K |
| 6 | Community Trust Bank, Inc. | 1 | $300K | $300K |
| 6 | Economic and Community Development Institute | 1 | $350K | $350K |
| 6 | Byline Bank | 1 | $475K | $475K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2025. Shows lenders with at least one approved Just Love Coffee Cafe loan in this period, ranked by loan count.
Just Love Coffee Cafe SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TN | 8 | $3.1M | $382K |
| TX | 5 | $2.1M | $415K |
| MO | 2 | $1.3M | $673K |
| AL | 2 | $1.2M | $589K |
| IN | 2 | $975K | $488K |
| NC | 2 | $799K | $399K |
| UT | 2 | $538K | $269K |
| CO | 2 | $518K | $259K |
| MN | 2 | $491K | $245K |
| WI | 1 | $460K | $460K |
| OH | 1 | $350K | $350K |
| KY | 1 | $300K | $300K |
| NE | 1 | $155K | $155K |
Just Love Coffee Cafe SBA loans by year
How Just Love Coffee Cafe SBA loans have performed
Outcomes for every funded Just Love Coffee Cafe 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Just Love Coffee Cafefrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease document may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Just Love Coffee Cafe franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Just Love Coffee Cafe deal to a lender currently funding this brand.
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