SBA Loans for Joshua Tree Franchises
Who actually funds Joshua Tree SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2024–2026.
Top lenders funding Joshua Tree SBA loans
Ranked by number of Joshua Tree 7(a) loans approved since 2024.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | First Bank of the Lake | 4 | $2.2M | $556K |
| 2 | Citizens Bank | 1 | $388K | $388K |
| 2 | Climate First Bank | 1 | $575K | $575K |
| 2 | CDC Small Business Finance Corp. | 1 | $350K | $350K |
| 2 | First Business Bank | 1 | $489K | $489K |
| 2 | Magnifi Financial CU | 1 | $461K | $461K |
| 2 | North State Bank | 1 | $620K | $620K |
Source: SBA FOIA 7(a) loan-level data, 2024–2026. Shows lenders with at least one approved Joshua Tree loan in this period, ranked by loan count.
Joshua Tree SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 2 | $1.0M | $517K |
| CT | 1 | $707K | $707K |
| VA | 1 | $620K | $620K |
| TX | 1 | $575K | $575K |
| NC | 1 | $492K | $492K |
| IN | 1 | $489K | $489K |
| AL | 1 | $461K | $461K |
| PA | 1 | $388K | $388K |
| NJ | 1 | $340K | $340K |
Joshua Tree SBA loans by year
How to use this
The lenders above have actually closed SBA 7(a) loans for Joshua Tree franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Joshua Tree deal to a lender currently funding this brand.
Financing a Joshua Tree franchise?
We know which lenders are actively funding Joshua Tree deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).