SBA Loans for Jamba Franchises
Who actually funds Jamba SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Jamba SBA loans
Ranked by number of Jamba 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Idaho Central CU | 4 | $2.3M | $565K |
| 2 | BMO Bank National Association | 2 | $95K | $48K |
| 2 | Craft Bank | 2 | $969K | $485K |
| 2 | First Bank of the Lake | 2 | $1.3M | $642K |
| 2 | United Community Bank | 2 | $1.8M | $915K |
| 6 | ACC Capital | 1 | $992K | $992K |
| 6 | FWBank | 1 | $745K | $745K |
| 6 | Gesa CU | 1 | $465K | $465K |
| 6 | Luminate Bank | 1 | $4.3M | $4.3M |
| 6 | R Bank | 1 | $447K | $447K |
| 6 | The American National Bank of Texas | 1 | $667K | $667K |
| 6 | Fountainhead SBF LLC | 1 | $569K | $569K |
| 6 | Beacon Business Bank National Association | 1 | $1.1M | $1.1M |
| 6 | Celtic Bank Corporation | 1 | $290K | $290K |
| 6 | Citizens Bank | 1 | $683K | $683K |
| 6 | ConnectOne Bank | 1 | $925K | $925K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Jamba loan in this period, ranked by loan count.
Jamba SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 4 | $6.9M | $1.7M |
| TX | 5 | $3.1M | $623K |
| ID | 4 | $2.3M | $565K |
| OR | 2 | $1.5M | $773K |
| AR | 1 | $992K | $992K |
| IL | 1 | $719K | $719K |
| IN | 1 | $683K | $683K |
| NJ | 1 | $569K | $569K |
| WA | 1 | $465K | $465K |
| UT | 1 | $290K | $290K |
| WI | 2 | $95K | $48K |
Jamba SBA loans by year
How Jamba SBA loans have performed
Outcomes for every funded Jamba 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Jamba franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Jamba deal to a lender currently funding this brand.
Financing a Jamba franchise?
We know which lenders are actively funding Jamba deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).