SBA Loans for Jack in the Box Franchises
Who actually funds Jack in the Box SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025 to 2025.
Top lenders funding Jack in the Box SBA loans
Ranked by number of Jack in the Box 7(a) loans approved since 2025.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 1 | $2.5M | $2.5M |
| 1 | Merchants Bank of Indiana | 1 | $2.6M | $2.6M |
Source: SBA FOIA 7(a) loan-level data, 2025 to 2025. Shows lenders with at least one approved Jack in the Box loan in this period, ranked by loan count.
Jack in the Box SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| MI | 1 | $2.6M | $2.6M |
| IL | 1 | $2.5M | $2.5M |
Jack in the Box SBA loans by year
How Jack in the Box SBA loans have performed
Outcomes for every funded Jack in the Box 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Jack in the Boxfrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum may not be executed. 2.Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.
How to use this
The lenders above have actually closed SBA 7(a) loans for Jack in the Box franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Jack in the Box deal to a lender currently funding this brand.
Financing a Jack in the Box franchise?
We know which lenders are actively funding Jack in the Box deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).