sbaloanshq
FranchisesJack in the Box
SBA Franchise IDS0892✓ SBA-eligible franchise· listed since 2017

SBA Loans for Jack in the Box Franchises

Who actually funds Jack in the Box SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2025–2025.

2
SBA 7(a) loans
$5.1M
Total approved
$2.6M
Avg loan size
2
Lenders

Top lenders funding Jack in the Box SBA loans

Ranked by number of Jack in the Box 7(a) loans approved since 2025.

#LenderLoansTotal VolumeAvg Loan
1Live Oak Banking Company1$2.5M$2.5M
1Merchants Bank of Indiana1$2.6M$2.6M

Source: SBA FOIA 7(a) loan-level data, 2025–2025. Shows lenders with at least one approved Jack in the Box loan in this period, ranked by loan count.

Jack in the Box SBA loans by state

StateLoansTotal VolumeAvg Loan
MI1$2.6M$2.6M
IL1$2.5M$2.5M

Jack in the Box SBA loans by year

FY2025
2
$5.1M
SBA lender notes for Jack in the Boxfrom the SBA Franchise Directory

1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Lease Addendum may not be executed. 2.Lender/CDC must ensure that they obtain the correct lien position on all collateral as required pursuant to the SOP 50 10.

How to use this

The lenders above have actually closed SBA 7(a) loans for Jack in the Box franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.

A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in — we match your Jack in the Box deal to a lender currently funding this brand.

Financing a Jack in the Box franchise?

We know which lenders are actively funding Jack in the Box deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).